Terms of Use | Univos Funding

Draft notice: these terms are a working draft prepared for Univos Funding and require attorney review before launch.

Acceptance of these terms

By using this website, operated by Univos Funding, a DBA of Univos LLC, you agree to these Terms of Use. If you do not agree, please do not use the site.

Informational purposes only

Content on this website is provided for general information about mortgage programs and our services. It is not financial, legal or tax advice, and it is not an offer or commitment to lend. Program descriptions are summaries; actual terms depend on your complete scenario and lender guidelines in effect at the time of application.

No guarantee of approval or terms

All loans are subject to credit approval, underwriting guidelines and property appraisal. Programs, rates, terms and conditions change without notice, and not all applicants will qualify. Any calculator on this site computes estimates only from numbers you enter; results are not a quote, a rate offer, or an offer of credit.

Website forms are not applications

Submitting a form on this site is a request to be contacted, not a loan application. A loan application is taken later, directly with you, through appropriate secure channels.

Licensing

Univos Funding is a DBA of Univos LLC, operated by Ethan Vo, Mortgage Loan Originator, NMLS #2431492, a member of ACE Fundings Corporation, NMLS #2617215. Licensing can be verified at NMLS Consumer Access.

Intellectual property

The content, design and branding of this site belong to Univos LLC or its licensors. You may not copy, reproduce or distribute site content for commercial purposes without written permission.

Third-party links

This site links to third-party websites, such as NMLS Consumer Access and our secure document portal. We are not responsible for the content or privacy practices of third-party sites.

Limitation of liability

To the fullest extent permitted by law, Univos LLC is not liable for damages arising from your use of this website or reliance on its general information. Your sole remedy for dissatisfaction with the site is to stop using it.

Changes

We may update these terms from time to time; the "Last updated" date above reflects the current version. Continued use after changes means you accept the updated terms.

Contact

Questions about these terms: ethan@univosfunding.com or (240) 800-6688.