Your clients close on time. You hear from us first.
Your reputation rides on every referral. We treat your clients like our own, keep you in the loop at every milestone, and send them back to you when it is done. This page is the whole deal, in writing.
Typical brokers and banks lose about 1 in 4 files. We have successfully closed 100% of the files we take on. Buyers get the house they love, buying Realtors close on schedule, and listing Realtors get offers they can trust.
Four commitments, kept on every file
Not slogans. These are the working rules of every transaction we run with a partner agent, and each one is built to protect your client and your next referral.
Pre-approvals within 24 hours
Complete files get a pre-approval letter within 24 hours when your buyer finds the one. Your offer never waits on us.
Your buyer tours a home Saturday morning and wants to write that evening. If their file is complete with us, the updated letter matching the exact offer price is in your inbox before you finish the offer, weekend included.
Updates before you ask
A proactive status update to you and your client every week on a set day, and an email or text back within 24 hours whenever you reach out. You will never chase us for an answer.
Every Tuesday you get one message per active file: current stage, next milestone, expected date, and whether anything is needed from your buyer. Even when the honest update is "in underwriting, nothing new", you still get it, so you never have to wonder.
Your client stays your client
No cross-selling, ever. After closing we point your client straight back to you, and our annual mortgage reviews give them a reason to call you for their next move, not a stranger.
A year after closing, your client gets a mortgage check-up from us: equity position, mortgage insurance removal, next-goal check. When that review surfaces a move or an investment purchase, the introduction goes back to you. Your past client becomes your next transaction, on purpose.
We rescue the tough files
Self-employed buyers and investors that banks turn away often still qualify with bank statement and DSCR programs. Buyers you thought were lost become closed transactions.
Your buyer owns a restaurant, writes off aggressively, and a bank just declined them off their tax returns. We rebuild the file on 12 or 24 months of bank statements, qualify them on real cash flow, and the escrow you thought was dead closes after all.
A dedicated team, not a ticket number
Each Univos MLO and processor team supports 5 to 10 Realtors a month. At large mortgage shops, one MLO or assistant often covers 20 Realtors with overseas processing, which means slow responses when you need an answer most. Every new Realtor partner gets a dedicated MLO and processing team from day one.
By the numbers
in loan volume closed per year on average
in real estate transactions supported annually
Realtors per MLO and processor team
Growth for Realtors
We support you, and we push you to perform. When you perform and we close, we both win. Realtors who work with us for 2 to 3 years typically grow from 4 to 6 deals a year ($3M to $4M) to $15M to $20M in annual volume. Established agents find us easy to work with because we know exactly what we are doing. Newer agents get more of our time, and we help them build faster.
Figures reflect typical results for Realtor partners and are not a guarantee of future performance.
Who is in your corner backing you up to close the deal is what counts. That is us.
Send us a scenario, or just say hello
Tell us about your brokerage and how you like to work. We will reach out within one business day. Have a tough buyer right now? Put the scenario in the message and we will run it first.
- Call / Text (240) 800-6688
- Email ethan@univosfunding.com
- Hours Mon to Sat, 9am to 7pm PT