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Mortgage Calculators

Run your own numbers in seconds. Every result is an estimate for planning only; for exact figures on your scenario, call or text (240) 800-6688.

Monthly Payment DSCR (Investors) Refinance Break-Even Max Purchase Price

Estimate your monthly payment

Home price ($)

Down payment (%)

Interest rate (%)

Term (years)

Property tax (%/year)

Home insurance ($/year)

HOA ($/month)

PMI (%/year, if down under 20%)

Estimated total monthly payment

Principal and interest$0
Property tax$0
Insurance$0
PMI$0
HOA$0
Loan amount / LTV$0

Get my real numbers

Estimate only, not an offer of credit or a rate quote. Enter your own rate assumption; actual rates, taxes and insurance vary by scenario.

Will the rent carry the loan?

Purchase price ($)

Down payment (%)

Interest rate (%)

Term (years)

Monthly rent ($)

Property tax (%/year)

Insurance ($/year)

HOA ($/month)

DSCR (rent divided by PITIA)

0.00

Monthly rent$0
Principal and interest$0
Tax, insurance, HOA$0
Total PITIA$0

Run my real scenario

Estimate only, not an offer of credit or a rate quote. DSCR programs qualify on the property's income, not yours. Many lenders accept DSCR of 1.0 or higher; some allow lower with adjusted terms. Short-term rental income counts on select programs.

Does refinancing pay off?

Current loan balance ($)

Current rate (%)

Years left on current loan

New rate (%)

New term (years)

Closing costs ($)

Break-even point

0 months

Current payment (P and I)$0
New payment (P and I)$0
Monthly savings$0
Savings over 5 years (after costs)$0

Request my free refinance review

Estimate only, not an offer of credit or a rate quote; principal and interest compared. Resetting to a longer term can lower the payment while increasing lifetime interest; we walk through both sides in a real review.

How much home can you afford?

Gross annual income ($)

Monthly debt payments ($)

Down payment available ($)

Interest rate (%)

Term (years)

Debt-to-income target (%)

Property tax (%/year)

Insurance ($/year)

Estimated max purchase price

Housing budget (monthly)$0
Estimated loan amount$0
Down payment$0
Estimated total payment$0

Get pre-approved for my real number

Estimate only, not a pre-approval or an offer of credit or a rate quote. Actual qualifying depends on credit, program and full underwriting. Self-employed? Bank statement programs may qualify you for more than this estimate suggests.

All calculator results are estimates for planning purposes only and are not offers of credit, rate quotes, or commitments to lend. For exact figures on your scenario, call or text (240) 800-6688.

Numbers looking good?

A 15-minute call turns your estimate into a real answer: exact programs, exact payment, and a pre-approval letter if you are buying. Call or text (240) 800-6688 any time.

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